We believe that every person is given a potential by virtue of existence and creation. We know that some of these potentials can be suppressed as a result of certain conditions encountered by a person; we believe that every person’s potential can be developed if they are encouraged, trained and provided with the resources needed to exploit their talents.

At NACOCCUL COOP-BOD every person is given an opportunity to become a member or client irrespective of their financial status. Entrance fees are insignificant; 8, 000FCFA for Membership accounts and 500 FCFA for Daily Savings Account. Individuals have the possibility to create and start Daily Saving operations and pay the entrance fee in later days.

We believe that every activity is productive regardless of its scope.

At NACOCCUL COOP-BOD, we finance every person, and scope of activity, we do not need the financial history of any client or member to financial their endeavor, instead we create a reliable financial history for every of our member and client. We do this by encouraging everyone to saving everyday through our daily collection agents who meet the clients/members at their business site. A record of 90 days of savings gives us the base of the average financial potentials that is the base on which trade in granting loans and overdraft for micro-businesses.

We believe that there always a better way to do a thing.

At NACOCCUL COOP-BOD our project department is dedicated to research the most practical way to do any activity and increase profitability. We have designed so many formal and informal approaches to train our members and clients on a better way to improve their productivity and profit. This includes eating habits and health care, customer service, technical inputs, diligence, and morals.

We believe that the only factor that gives the opportunity for the rich to become richer and the poor to become poorer is the ability to provide collateral security for their credit facility.

At NACOCCUL COOP-BOD, we grant collateral free loans, with a participative management through daily savings and monitoring. We charge our loans at very minimal interest rates and with very convenience payment plans to enable growth possibilities.